/*
 * SkyBiz Theme - homepage V2
 * Midnight navy / ivory / white, sparing champagne gold, slate-blue surfaces.
 * Self-hosted fonts (Fraunces, Inter; SIL OFL). No external requests.
 */

@font-face {
	font-family: "Fraunces";
	font-style: normal;
	font-weight: 400 500;
	font-display: swap;
	src: url("../fonts/fraunces-latin.woff2") format("woff2");
}

@font-face {
	font-family: "Playfair Display";
	font-style: normal;
	font-weight: 600 700;
	font-display: swap;
	src: url("../fonts/playfair-latin.woff2") format("woff2");
}

@font-face {
	font-family: "Inter";
	font-style: normal;
	font-weight: 400 600;
	font-display: swap;
	src: url("../fonts/inter-latin.woff2") format("woff2");
}

:root {
	--sb-navy: #091b33;
	--sb-navy-2: #0f2a4d;
	--sb-slate: #e8edf4;
	--sb-slate-dark: #2a4468;
	--sb-ivory: #f8f7f3;
	--sb-white: #ffffff;
	--sb-gold: #c9a65b;
	--sb-gold-dark: #8f7234; /* gold for text on light backgrounds (AA contrast) */
	--sb-text: #14263d;
	--sb-muted: #4d5d73;
	--sb-line: rgba(9, 27, 51, 0.14);
	--sb-serif: "Fraunces", "Iowan Old Style", "Palatino Linotype", Georgia, serif;
	--sb-sans: "Inter", system-ui, -apple-system, "Segoe UI", Roboto, Arial, sans-serif;
	--sb-container: 1280px;
	--sb-gutter: clamp(1.25rem, 4vw, 2.5rem);
	/* Spacing system: one rhythm for sections, cards, grids and text blocks. */
	--sb-section: clamp(3rem, 6vw, 5rem);       /* vertical padding of a full section */
	--sb-section-sm: clamp(2.25rem, 4.5vw, 3.75rem); /* compact sections and content bands */
	--sb-card-pad: clamp(1.1rem, 1.8vw, 1.6rem);   /* inner padding of cards */
	--sb-gap: clamp(1rem, 2vw, 1.5rem);            /* gap between cards in a grid */
	--sb-head-gap: 0.9rem;                         /* heading to paragraph */
	--sb-action-gap: 1.5rem;                       /* paragraph to button */
	--sb-shadow: 0 24px 60px -24px rgba(9, 27, 51, 0.35);
	--sb-header-h: 6.5rem; /* ~104px desktop (card + 12px bar); 76px on mobile */

	/* Hero reference tokens */
	--sb-navy-hero: #071b40;
	--sb-gold-ref: #b88635;
	--sb-gold-light: #d5ac62;
	--sb-gold-btn: #9c6a23;
	--sb-muted-ref: #52617a;
	--sb-cool-bg: #f7fafe;
}

*,
*::before,
*::after { box-sizing: border-box; }

html {
	scroll-behavior: smooth;
	scroll-padding-top: calc(var(--sb-header-h) + 1rem);
}

body {
	margin: 0;
	color: var(--sb-text);
	background: var(--sb-white);
	font-family: var(--sb-sans);
	font-size: 1rem;
	line-height: 1.65;
	-webkit-font-smoothing: antialiased;
	text-rendering: optimizeLegibility;
}

img, svg { max-width: 100%; height: auto; }
img { display: block; }

h1, h2, h3 { margin: 0 0 1rem; color: var(--sb-navy); }

h1, h2 {
	font-family: var(--sb-serif);
	font-weight: 400;
	letter-spacing: -0.02em;
	line-height: 1.08;
}

h1 { font-size: clamp(2.4rem, 4.8vw, 4rem); line-height: 1.05; text-wrap: balance; }
h2 { font-size: clamp(1.9rem, 3.3vw, 3rem); text-wrap: balance; }
h3 { font-size: 1.1rem; font-weight: 600; line-height: 1.3; }

p { margin: 0 0 1.1rem; }

a { color: var(--sb-navy); text-underline-offset: 0.2em; }

a:focus-visible,
button:focus-visible,
input:focus-visible,
select:focus-visible,
textarea:focus-visible,
[tabindex]:focus-visible {
	outline: 3px solid var(--sb-gold);
	outline-offset: 3px;
}

.container {
	width: 100%;
	max-width: var(--sb-container);
	margin-inline: auto;
	padding-inline: var(--sb-gutter);
}

.screen-reader-text {
	position: absolute;
	width: 1px;
	height: 1px;
	margin: -1px;
	padding: 0;
	overflow: hidden;
	clip-path: inset(50%);
	white-space: nowrap;
	border: 0;
}

.screen-reader-text:focus,
.skip-link:focus {
	position: fixed;
	top: 0.5rem;
	left: 0.5rem;
	z-index: 100000;
	width: auto;
	height: auto;
	margin: 0;
	padding: 0.75rem 1rem;
	clip-path: none;
	background: #fff;
	color: #000;
}

.icon { flex-shrink: 0; }

.eyebrow {
	display: flex;
	align-items: center;
	gap: 0.75rem;
	margin-bottom: 1.25rem;
	color: var(--sb-gold-dark);
	font-size: 0.78rem;
	font-weight: 600;
	letter-spacing: 0.16em;
	text-transform: uppercase;
}

.eyebrow::before {
	content: "";
	width: 2rem;
	height: 1px;
	background: currentColor;
}

.eyebrow--light { color: var(--sb-gold); }

/* Buttons and links ------------------------------------------------------ */
.btn {
	display: inline-flex;
	align-items: center;
	justify-content: center;
	gap: 0.5rem;
	padding: 1rem 1.9rem;
	border: 1px solid transparent;
	border-radius: 2px;
	font: 600 0.95rem/1.2 var(--sb-sans);
	letter-spacing: 0.01em;
	text-align: center;
	text-decoration: none;
	cursor: pointer;
	transition: background-color 0.2s ease, color 0.2s ease, transform 0.2s ease, box-shadow 0.2s ease;
}

.btn--primary {
	background: var(--sb-navy);
	border-color: var(--sb-navy);
	color: #fff;
}

.btn--primary:hover {
	background: var(--sb-navy-2);
	transform: translateY(-1px);
	box-shadow: 0 10px 24px -12px rgba(9, 27, 51, 0.6);
}

.banking .btn--primary {
	background: var(--sb-gold);
	border-color: var(--sb-gold);
	color: var(--sb-navy);
}

.banking .btn--primary:hover { background: #d8b970; }

.btn--sm { padding: 0.7rem 1.2rem; font-size: 0.88rem; }
.btn--block { width: 100%; }

.link-arrow {
	display: inline-flex;
	align-items: center;
	gap: 0.5rem;
	font-weight: 600;
	color: var(--sb-navy);
	text-decoration: none;
	border-bottom: 1px solid var(--sb-line);
	padding-bottom: 0.2rem;
}

.link-arrow .icon { width: 1.1rem; height: 1.1rem; transition: transform 0.2s ease; }
.link-arrow:hover { border-bottom-color: var(--sb-gold); }
.link-arrow:hover .icon { transform: translateX(4px); }

/* Header ----------------------------------------------------------------- */
.site-header {
	position: sticky;
	top: 0;
	z-index: 50;
	padding-block: 6px;
	background: #fff;
	transition: box-shadow 0.25s ease;
}

.site-header.is-scrolled { box-shadow: 0 12px 30px -22px rgba(7, 27, 64, 0.5); }

/* No grey tap-highlight boxes on touch devices, and no stray focus box after a mouse click
   (keyboard focus keeps its visible indicator via :focus-visible). */
.site-header a,
.site-header button { -webkit-tap-highlight-color: transparent; }

.site-header a:focus:not(:focus-visible),
.site-header button:focus:not(:focus-visible) { outline: none; box-shadow: none; }

.admin-bar .site-header { top: 32px; }
@media (max-width: 782px) { .admin-bar .site-header { top: 46px; } }

/* A rounded white card centred in the full-width white bar: logo | menu | phone + CTA. */
.site-header .site-header__inner {
	display: grid;
	grid-template-columns: auto minmax(0, 1fr) auto;
	align-items: center;
	gap: clamp(0.75rem, 1.6vw, 1.75rem);
	width: min(1380px, calc(100% - 2 * clamp(0.75rem, 2vw, 2rem)));
	max-width: none;
	height: calc(var(--sb-header-h) - 12px);
	margin-inline: auto;
	padding-inline: clamp(1rem, 1.8vw, 1.9rem);
	background: #fff;
	border-radius: 16px;
	box-shadow: 0 14px 40px -20px rgba(7, 27, 64, 0.3), 0 1px 4px rgba(7, 27, 64, 0.07);
}

.site-branding { justify-self: start; min-width: 0; }

/* Official logo (horizontal lockup built from the supplied artwork; do not recolour). */
.site-logo { display: block; line-height: 0; }
.site-logo img { display: block; width: auto; height: 5.6rem; max-width: 100%; object-fit: contain; }

.custom-logo { display: block; max-height: 3rem; width: auto; }

.main-navigation { justify-self: center; }
.main-navigation ul { margin: 0; padding: 0; list-style: none; }

.nav-panel { display: flex; align-items: center; }

#primary-menu { display: flex; align-items: center; gap: clamp(1.3rem, 2.5vw, 2.75rem); }

#primary-menu > li {
	position: relative;
	display: flex;
	align-items: center;
	height: calc(var(--sb-header-h) - 12px);
}

#primary-menu > li > a {
	display: flex;
	align-items: center;
	height: 100%;
	font-size: 0.97rem;
	font-weight: 500;
	letter-spacing: 0.005em;
	color: var(--sb-navy-hero);
	text-decoration: none;
	white-space: nowrap;
	/* Thin gold underline sitting just under the label (active page / hover). */
	background: linear-gradient(var(--sb-gold-ref), var(--sb-gold-ref)) left calc(50% + 16px) / 0 2px no-repeat;
	transition: background-size 0.25s ease, color 0.2s ease;
}

#primary-menu > li > a:hover,
#primary-menu > li:hover > a,
#primary-menu > li:focus-within > a { color: var(--sb-gold-dark); }

/* Active page: gold underline on the current page, its parent and its ancestors. */
#primary-menu > .current-menu-item > a,
#primary-menu > .current-menu-ancestor > a,
#primary-menu > .current-menu-parent > a,
#primary-menu > .current_page_parent > a,
#primary-menu > .current-page-ancestor > a { background-size: 100% 2px; color: var(--sb-gold-btn); }

/* Keyboard focus: a clear gold underline instead of a tall outline box. */
#primary-menu > li > a:focus-visible {
	outline: none;
	text-decoration: underline;
	text-decoration-color: var(--sb-gold);
	text-decoration-thickness: 2px;
	text-underline-offset: 0.5em;
}

/* Submenu chevron / toggle button (added by JS) */
.submenu-toggle {
	display: inline-grid;
	place-items: center;
	flex: none;
	width: 1.6rem;
	height: 2.5rem;
	margin-left: 0.05rem;
	padding: 0;
	border: 0;
	border-radius: 6px;
	background: transparent;
	color: var(--sb-navy);
	cursor: pointer;
}

.submenu-toggle::before {
	content: "";
	width: 0.42rem;
	height: 0.42rem;
	margin-top: -0.22rem;
	border-right: 1.5px solid currentColor;
	border-bottom: 1.5px solid currentColor;
	transform: rotate(45deg);
	transition: transform 0.2s ease, margin 0.2s ease;
}

li:hover > .submenu-toggle,
li:focus-within > .submenu-toggle,
li.is-open > .submenu-toggle { color: var(--sb-gold-dark); }

li:hover > .submenu-toggle::before,
li.is-open > .submenu-toggle::before { transform: rotate(-135deg); margin-top: 0.22rem; }

/* Without JS, still show a chevron on the link. */
html:not(.js) #primary-menu > .menu-item-has-children > a::after {
	content: "";
	width: 0.42rem;
	height: 0.42rem;
	margin: -0.22rem 0 0 0.5rem;
	border-right: 1.5px solid currentColor;
	border-bottom: 1.5px solid currentColor;
	transform: rotate(45deg);
}

/* Services dropdown: floating white panel. */
.sub-menu {
	position: absolute;
	top: calc(100% + 6px);
	left: 50%;
	z-index: 60;
	width: max-content;
	min-width: 20rem;
	max-width: calc(100vw - 2rem);
	padding: 0.6rem;
	background: var(--sb-white);
	border: 1px solid var(--sb-line);
	border-radius: 14px;
	box-shadow: 0 28px 60px -22px rgba(9, 27, 51, 0.38), 0 2px 8px rgba(9, 27, 51, 0.06);
	opacity: 0;
	visibility: hidden;
	transform: translate(-50%, 6px);
	transition: opacity 0.18s ease, transform 0.18s ease, visibility 0s linear 0.18s;
}

/* Invisible bridge so the panel stays open while the pointer crosses the gap. */
.sub-menu::before {
	content: "";
	position: absolute;
	left: 0;
	right: 0;
	top: -14px;
	height: 14px;
}

li:hover > .sub-menu,
li:focus-within > .sub-menu,
li.is-open > .sub-menu {
	opacity: 1;
	visibility: visible;
	transform: translate(-50%, 0);
	transition-delay: 0s;
}

/* Escape dismisses the panel even while the chevron keeps keyboard focus. */
li.is-dismissed:not(.is-open) > .sub-menu {
	opacity: 0;
	visibility: hidden;
	transform: translate(-50%, 6px);
}

.sub-menu li { list-style: none; }

.sub-menu a {
	display: flex;
	align-items: center;
	gap: 0.85rem;
	padding: 0.7rem 0.85rem;
	border-radius: 10px;
	font-size: 0.93rem;
	font-weight: 500;
	color: var(--sb-navy);
	text-decoration: none;
	white-space: nowrap;
	transition: background-color 0.15s ease, color 0.15s ease;
}

.sub-menu a:hover,
.sub-menu a:focus-visible { background: var(--sb-ivory); color: var(--sb-gold-dark); }
.sub-menu a:focus-visible { outline-offset: -3px; }

.menu-icon {
	display: inline-grid;
	place-items: center;
	flex: none;
	width: 2.1rem;
	height: 2.1rem;
	border-radius: 9px;
	background: var(--sb-ivory);
	color: var(--sb-navy);
	transition: background-color 0.15s ease, color 0.15s ease;
}

.menu-icon .icon { width: 1.15rem; height: 1.15rem; stroke-width: 1.6; }
.sub-menu a:hover .menu-icon,
.sub-menu a:focus-visible .menu-icon { background: var(--sb-navy); color: var(--sb-gold); }

.sub-menu .current-menu-item > a { color: var(--sb-navy); background: var(--sb-ivory); box-shadow: inset 3px 0 0 var(--sb-gold); }

/* Actions (right): divider + phone + CTA on desktop; phone icon + hamburger on mobile. */
.header-actions { justify-self: end; display: flex; align-items: center; gap: 1.15rem; }

.header-divider { width: 1px; height: 2.9rem; margin-right: 0.35rem; background: rgba(7, 27, 64, 0.16); }

.header-call {
	display: inline-flex;
	align-items: center;
	gap: 0.8rem;
	text-decoration: none;
	white-space: nowrap;
}

.header-call__icon {
	display: grid;
	place-items: center;
	flex: none;
	width: 3.1rem;
	height: 3.1rem;
	border-radius: 50%;
	background: #f7ecd6;
	color: var(--sb-gold-ref);
	transition: background-color 0.2s ease;
}

.header-call__icon .icon { width: 1.2rem; height: 1.2rem; fill: currentColor; stroke-width: 1.2; }

.header-call__text { display: flex; flex-direction: column; line-height: 1.3; }
.header-call__num { color: var(--sb-navy-hero); font-size: 1rem; font-weight: 500; transition: color 0.2s ease; }
.header-call__sub { color: #667791; font-size: 0.88rem; font-weight: 400; }

.header-call:hover .header-call__icon { background: #f1dfb9; }
.header-call:hover .header-call__num { color: var(--sb-gold-btn); }

/* Metallic gold button (gradient kept dark enough for white text to stay legible). */
.header-cta {
	gap: 0.7rem;
	min-width: 14.5rem;
	height: 3.25rem;
	padding: 0 1.5rem;
	border: 0;
	border-radius: 8px;
	font-size: 0.97rem;
	font-weight: 600;
	white-space: nowrap;
	color: #fff;
	background: linear-gradient(135deg, #b3822f 0%, #9c6a23 52%, #8a5b1c 100%);
	box-shadow: 0 12px 24px -12px rgba(156, 106, 35, 0.8), inset 0 1px 0 rgba(255, 255, 255, 0.25);
	transition: background 0.25s ease, box-shadow 0.25s ease, transform 0.2s ease;
}

.header-cta:hover {
	background: linear-gradient(135deg, #a07127 0%, #865a1c 52%, #75500f 100%);
	color: #fff;
	transform: translateY(-1px);
}

.header-cta .icon { width: 1.1rem; height: 1.1rem; color: #fff; transition: transform 0.2s ease; }
.header-cta:hover .icon { transform: translateX(3px); }

.header-phone,
.menu-toggle {
	display: none;
	place-items: center;
	width: 2.75rem;
	height: 2.75rem;
	padding: 0;
	border: 1px solid var(--sb-line);
	border-radius: 10px;
	background: transparent;
	color: var(--sb-navy);
	cursor: pointer;
	position: relative;
}

.header-phone .icon { width: 1.2rem; height: 1.2rem; }

.nav-cta-mobile,
.nav-contact { display: none; }

.menu-toggle__bars,
.menu-toggle__bars::before,
.menu-toggle__bars::after {
	content: "";
	position: absolute;
	left: 50%;
	width: 1.2rem;
	height: 2px;
	background: var(--sb-navy);
	transform: translateX(-50%);
	transition: transform 0.2s ease, opacity 0.2s ease, top 0.2s ease;
}

.menu-toggle__bars { top: 50%; margin-top: -1px; }
.menu-toggle__bars::before { top: -6px; }
.menu-toggle__bars::after { top: 6px; }

.menu-toggle[aria-expanded="true"] .menu-toggle__bars { background: transparent; }
.menu-toggle[aria-expanded="true"] .menu-toggle__bars::before { top: 0; transform: translateX(-50%) rotate(45deg); }
.menu-toggle[aria-expanded="true"] .menu-toggle__bars::after { top: 0; transform: translateX(-50%) rotate(-45deg); }

/* Tighter spacing between the hamburger breakpoint and wide screens. */
@media (min-width: 1024px) and (max-width: 1279px) {
	.header-call__text,
	.header-divider { display: none; }
}

@media (min-width: 1024px) and (max-width: 1199px) {
	.site-header .site-header__inner { gap: 0.9rem; padding-inline: 1rem; }
	.header-actions { gap: 0.75rem; }
	.site-logo img { height: 4.3rem; }
	#primary-menu { gap: 1.05rem; }
	#primary-menu > li > a { font-size: 0.9rem; }
	.header-cta { min-width: 0; padding: 0 1.05rem; font-size: 0.9rem; }
}

/* Mobile and tablet ---------------------------------------------------------- */
@keyframes sb-fade-down {
	from { opacity: 0; transform: translateY(-4px); }
	to { opacity: 1; transform: none; }
}

@media (max-width: 1023px) {
	:root { --sb-header-h: 4.75rem; }

	.site-header { padding-block: 0; box-shadow: 0 10px 26px -20px rgba(7, 27, 64, 0.45); }

	/* Brand and actions share row 1; the (absolutely positioned) menu panel sits in a zero-height row 2. */
	.site-header .site-header__inner {
		width: 100%;
		grid-template-columns: minmax(0, 1fr) auto;
		grid-template-rows: var(--sb-header-h) 0;
		gap: 0 1rem;
		height: auto;
		padding-inline: var(--sb-gutter);
		border-radius: 0;
		box-shadow: none;
	}

	.site-logo img { height: 3.9rem; }
	.header-divider { display: none; }
	.site-branding { grid-column: 1; grid-row: 1; }
	.header-actions { grid-column: 2; grid-row: 1; }
	.main-navigation { grid-column: 1 / -1; grid-row: 2; }

	.header-cta,
	.header-call,
	.header-divider { display: none; }
	.header-phone,
	.menu-toggle { display: inline-grid; }

	.main-navigation { justify-self: stretch; }

	.nav-panel {
		display: block;
		position: absolute;
		top: 100%;
		left: 0;
		right: 0;
		max-height: calc(100vh - var(--sb-header-h) - 1rem);
		padding: 0.5rem var(--sb-gutter) 1.5rem;
		overflow-y: auto;
		background: var(--sb-ivory);
		border-bottom: 1px solid var(--sb-line);
		box-shadow: var(--sb-shadow);
	}

	/* Animated open/close; visibility keeps the hidden links out of the tab order. */
	.js .nav-panel {
		visibility: hidden;
		opacity: 0;
		transform: translateY(-8px);
		pointer-events: none;
		transition: opacity 0.2s ease, transform 0.2s ease, visibility 0s linear 0.2s;
	}

	.js .main-navigation.is-open .nav-panel {
		visibility: visible;
		opacity: 1;
		transform: none;
		pointer-events: auto;
		transition-delay: 0s;
	}

	/* No JS: the menu stays in normal flow, under the header row. */
	html:not(.js) .site-header__inner { height: auto; grid-template-rows: auto auto; padding-block: 0.75rem; }
	html:not(.js) .nav-panel { position: static; box-shadow: none; max-height: none; padding: 0.5rem 0 0; }
	html:not(.js) .main-navigation { grid-column: 1 / -1; order: 3; }

	#primary-menu { display: block; }

	#primary-menu > li {
		display: flex;
		flex-wrap: wrap;
		height: auto;
		border-top: 1px solid var(--sb-line);
	}

	#primary-menu > li > a {
		flex: 1;
		height: auto;
		padding-block: 1rem;
		font-size: 1.02rem;
		background-image: none;
	}

	#primary-menu > .current-menu-item > a,
	#primary-menu > .current-menu-ancestor > a,
	#primary-menu > .current_page_parent > a { color: var(--sb-gold-dark); }

	#primary-menu > li > a:focus-visible { text-underline-offset: 0.35em; }

	.submenu-toggle { width: 2.75rem; height: 2.75rem; }

	/* Services becomes an accordion. */
	.sub-menu,
	li:hover > .sub-menu,
	li:focus-within > .sub-menu,
	li.is-open > .sub-menu {
		position: static;
		min-width: 0;
		width: auto;
		max-width: none;
		padding: 0 0 0.6rem;
		border: 0;
		border-radius: 0;
		box-shadow: none;
		background: transparent;
		opacity: 1;
		visibility: visible;
		transform: none;
		transition: none;
	}

	.sub-menu { display: none; flex-basis: 100%; }
	.sub-menu::before { display: none; }
	li:hover > .sub-menu,
	li:focus-within > .sub-menu { display: none; }
	li.is-open > .sub-menu,
	li.is-open:hover > .sub-menu,
	li.is-open:focus-within > .sub-menu { display: block; animation: sb-fade-down 0.2s ease; }
	html:not(.js) .sub-menu { display: block; }

	.sub-menu a { padding: 0.6rem 0.25rem; white-space: normal; font-size: 0.97rem; }
	.menu-icon { width: 1.9rem; height: 1.9rem; }

	.nav-cta-mobile { display: flex; width: 100%; margin-top: 1.1rem; }

	.nav-contact {
		display: grid;
		grid-template-columns: 1fr 1fr;
		gap: 0.75rem;
		margin-top: 0.85rem;
	}

	.nav-contact a {
		display: inline-flex;
		align-items: center;
		justify-content: center;
		gap: 0.5rem;
		padding: 0.8rem;
		border: 1px solid var(--sb-line);
		border-radius: 10px;
		font-size: 0.92rem;
		font-weight: 600;
		text-decoration: none;
		color: var(--sb-navy);
	}

	.nav-contact .icon { width: 1.15rem; height: 1.15rem; }
}

@media (max-width: 400px) {
	.site-logo img { height: 3.5rem; }
}

/* Hero ------------------------------------------------------------------- */
.hero__defs { position: absolute; width: 0; height: 0; overflow: hidden; }

.hero {
	position: relative;
	overflow: clip;
	background: linear-gradient(112deg, #ffffff 0%, var(--sb-cool-bg) 52%, #edf3fb 100%);
}

.hero__stage {
	position: relative;
	display: flex;
	align-items: stretch;
	min-height: clamp(460px, 35vw, 540px);
}

/* Left: copy (about 46% of the width). */
.hero__content {
	position: relative;
	z-index: 3;
	display: flex;
	flex-direction: column;
	justify-content: center;
	width: 48%;
	padding: clamp(2rem, 4vw, 3.5rem) 1rem clamp(2rem, 4vw, 3.5rem) 7.5vw;
}

.hero__eyebrow {
	display: flex;
	align-items: center;
	gap: 0.8rem;
	margin: 0 0 1.35rem;
	color: var(--sb-gold-btn);
	font-size: 0.78rem;
	font-weight: 600;
	letter-spacing: 2px;
	text-transform: uppercase;
}

.hero__eyebrow::before { content: ""; width: 2.25rem; height: 1.5px; background: var(--sb-gold-ref); }

.hero h1 {
	margin: 0 0 1.4rem;
	font-family: "Playfair Display", var(--sb-serif);
	font-size: clamp(2.1rem, 3.3vw, 3.5rem);
	font-weight: 600;
	line-height: 1.08;
	letter-spacing: -0.005em;
	color: var(--sb-navy-hero);
	text-wrap: balance;
}

.hero__line { display: block; }

/* Metallic gold highlight (solid gold where background-clip:text is unsupported). */
.hero__gold {
	color: var(--sb-gold-ref);
	background: linear-gradient(100deg, #a8782e 0%, #d5ac62 42%, #b88635 70%, #9c6a23 100%);
	-webkit-background-clip: text;
	background-clip: text;
	-webkit-text-fill-color: transparent;
}

.hero__lead {
	max-width: min(31.25rem, 34vw);
	margin: 0 0 1.9rem;
	color: var(--sb-muted-ref);
	font-size: clamp(1rem, 1.15vw, 1.125rem);
	line-height: 1.65;
}

.hero__actions { display: flex; flex-wrap: wrap; gap: 1rem; }

.hero-btn {
	display: inline-flex;
	align-items: center;
	justify-content: center;
	gap: 0.8rem;
	height: 52px;
	padding-inline: 1.5rem;
	border: 1.5px solid var(--sb-navy-hero);
	border-radius: 6px;
	font-size: 1rem;
	font-weight: 600;
	line-height: 1;
	text-decoration: none;
	white-space: nowrap;
	transition: transform 0.2s ease, box-shadow 0.2s ease, background-color 0.2s ease, color 0.2s ease;
}

.hero-btn .icon { width: 1.15rem; height: 1.15rem; transition: transform 0.2s ease; }
.hero-btn:hover { transform: translateY(-2px); }
.hero-btn:hover .icon { transform: translateX(3px); }

.hero-btn--primary {
	min-width: 245px;
	background: var(--sb-navy-hero);
	color: #fff;
	box-shadow: 0 12px 26px -12px rgba(7, 27, 64, 0.65);
}

.hero-btn--primary:hover { background: #0d2c66; box-shadow: 0 16px 30px -12px rgba(7, 27, 64, 0.7); }

.hero-btn--secondary {
	min-width: 13rem;
	background: rgba(255, 255, 255, 0.6);
	color: var(--sb-navy-hero);
}

.hero-btn--secondary:hover { background: #fff; box-shadow: 0 12px 24px -14px rgba(7, 27, 64, 0.35); }

.hero-btn:focus-visible { outline: 3px solid var(--sb-gold-ref); outline-offset: 3px; }

/* Trust indicators */
.hero__trust {
	display: flex;
	flex-wrap: wrap;
	gap: 1rem clamp(1rem, 1.7vw, 2.2rem);
	margin: clamp(1.6rem, 2.6vw, 2.3rem) 0 0;
	padding: 0;
	list-style: none;
}

.hero__trust li { display: flex; align-items: center; gap: 0.7rem; }

.hero__trust-icon {
	display: grid;
	place-items: center;
	flex: none;
	width: 2.75rem;
	height: 2.75rem;
	border-radius: 50%;
	background: #f7ecd6;
	color: var(--sb-gold-ref);
}

.hero__trust-icon .icon { width: 1.3rem; height: 1.3rem; stroke-width: 1.5; }

.hero__trust-text { display: flex; flex-direction: column; font-size: 0.86rem; line-height: 1.3; color: var(--sb-muted-ref); }
.hero__trust-text strong { font-weight: 600; color: var(--sb-navy-hero); }

/* Right: skyline behind the curved divider (starts at ~42% so the curve overlaps the copy column). */
.hero__visual {
	position: absolute;
	top: 0;
	bottom: 0;
	left: 42%;
	right: 0;
	z-index: 1;
}

.hero__photo {
	position: absolute;
	inset: 0;
	overflow: hidden;
	clip-path: url(#sb-hero-clip);
}

.hero__photo img { width: 100%; height: 100%; object-fit: cover; object-position: var(--pos, 66% 40%); }

.hero__photo::after {
	content: "";
	position: absolute;
	inset: 0;
	background: linear-gradient(to top, rgba(7, 27, 64, 0.38), rgba(7, 27, 64, 0) 48%);
	pointer-events: none;
}

/* Ribbons: navy band (inside the photo), white divider with a soft shadow, thin gold line. */
.hero__ribbons {
	position: absolute;
	inset: 0;
	z-index: 2;
	width: 100%;
	height: 100%;
	overflow: visible;
	pointer-events: none;
}

.hero__ribbons--m { display: none; }

.rb { fill: none; vector-effect: non-scaling-stroke; stroke-linecap: round; }
.rb--navy { stroke: url(#sb-ribbon-navy); stroke-width: 34px; }
.rb--white { stroke: #fff; stroke-width: 9px; filter: drop-shadow(0 0 9px rgba(7, 27, 64, 0.3)); }
.rb--gold { stroke: url(#sb-ribbon-gold); stroke-width: 1.5px; }

/* Floating glass card (top right) */
.hero__glass {
	position: absolute;
	top: 14.5%;
	right: 5.3vw;
	z-index: 4;
	display: flex;
	align-items: center;
	gap: 0.85rem;
	padding: 0.95rem 1.3rem 0.95rem 1.1rem;
	border: 1px solid rgba(255, 255, 255, 0.75);
	border-radius: 12px;
	background: rgba(255, 255, 255, 0.72);
	-webkit-backdrop-filter: blur(12px);
	backdrop-filter: blur(12px);
	box-shadow: 0 16px 36px -16px rgba(7, 27, 64, 0.5);
	color: var(--sb-navy-hero);
	font-size: 0.86rem;
	font-weight: 600;
	line-height: 1.35;
	animation: sb-glass-in 0.7s 0.5s ease both;
}

.hero__glass-icon { display: grid; place-items: center; width: 2.2rem; height: 2.2rem; color: var(--sb-gold-ref); }
.hero__glass-icon .icon { width: 1.9rem; height: 1.9rem; stroke-width: 2; }

/* Floating statistics panel (bottom right) */
.hero__stats {
	position: absolute;
	right: 5.3vw;
	bottom: 5%;
	z-index: 4;
	display: grid;
	grid-template-columns: repeat(3, 1fr);
	width: clamp(19rem, 27vw, 28rem);
	margin: 0;
	padding: 1.05rem 0;
	list-style: none;
	border: 1px solid rgba(255, 255, 255, 0.32);
	border-radius: 12px;
	background: rgba(7, 27, 64, 0.8);
	-webkit-backdrop-filter: blur(10px);
	backdrop-filter: blur(10px);
	box-shadow: 0 24px 50px -22px rgba(0, 0, 0, 0.6);
	animation: sb-rise 0.8s 0.7s ease both;
}

.hero__stats li { padding: 0.1rem 1rem; }
.hero__stats li + li { border-left: 1px solid rgba(255, 255, 255, 0.24); }

.hero__stats strong {
	display: block;
	margin-bottom: 0.25rem;
	font-family: "Playfair Display", var(--sb-serif);
	font-size: clamp(1.35rem, 1.9vw, 1.75rem);
	font-weight: 600;
	font-variant-numeric: lining-nums;
	line-height: 1.1;
	color: var(--sb-gold-light);
}

.hero__stats span { display: block; color: #fff; font-size: 0.78rem; line-height: 1.35; }

/* Entrance animations (disabled globally under prefers-reduced-motion). */
@keyframes sb-rise {
	from { opacity: 0; transform: translateY(14px); }
	to { opacity: 1; transform: none; }
}

@keyframes sb-glass-in {
	from { opacity: 0; transform: translateY(-8px) scale(0.98); }
	to { opacity: 1; transform: none; }
}

.hero__eyebrow { animation: sb-rise 0.6s ease both; }
.hero h1 { animation: sb-rise 0.7s 0.08s ease both; }
.hero__lead { animation: sb-rise 0.7s 0.16s ease both; }
.hero__actions { animation: sb-rise 0.7s 0.24s ease both; }
.hero__trust { animation: sb-rise 0.7s 0.32s ease both; }

/* Tablet and mobile: stacked, with the skyline as its own full-width area and a curved top edge. */
@media (max-width: 1023px) {
	.hero__stage { display: block; min-height: 0; }

	.hero__content { width: auto; padding: 2.25rem var(--sb-gutter) 1.75rem; }
	.hero h1 { font-size: clamp(2.1rem, 7vw, 3.1rem); }
	.hero__lead { max-width: 36rem; }

	.hero__visual {
		position: relative;
		left: auto;
		right: auto;
		height: clamp(310px, 72vw, 470px);
	}

	.hero__photo { clip-path: url(#sb-hero-clip-m); }
	/* Nudge the photo down so the Burj Khalifa spire clears the curved top edge. */
	.hero__photo img { position: absolute; top: 9%; left: 0; height: 112%; object-position: var(--pos-m, 62% 30%); }
	.hero__ribbons--d { display: none; }
	.hero__ribbons--m { display: block; }

	.hero__glass { top: 24%; left: var(--sb-gutter); right: auto; }

	.hero__stats {
		left: var(--sb-gutter);
		right: var(--sb-gutter);
		bottom: var(--sb-gutter);
		width: auto;
	}
}

@media (max-width: 639px) {
	.hero__actions { flex-direction: column; }
	.hero-btn { width: 100%; min-width: 0; }

	.hero__trust { flex-direction: column; gap: 0.9rem; }

	.hero__glass { padding: 0.7rem 0.95rem 0.7rem 0.8rem; font-size: 0.8rem; gap: 0.6rem; }
	.hero__glass-icon { width: 1.8rem; height: 1.8rem; }
	.hero__glass-icon .icon { width: 1.5rem; height: 1.5rem; }

	.hero__stats { padding: 0.85rem 0; }
	.hero__stats li { padding: 0.1rem 0.7rem; }
	.hero__stats strong { font-size: 1.3rem; }
	.hero__stats span { font-size: 0.72rem; }
}

/* Generic section helpers ------------------------------------------------ */
.section { padding-block: var(--sb-section); }
.section--ivory { background: var(--sb-ivory); }
.section--slate { background: var(--sb-slate); }

.section__header { max-width: 52rem; margin-bottom: clamp(2rem, 4vw, 3.5rem); }

/* Services: "What We Do" (scoped to .svx) --------------------------------- */
.svx__defs { position: absolute; width: 0; height: 0; overflow: hidden; }

.svx {
	--svx-navy: #071b40;
	--svx-dark: #061a35;
	--svx-gold: #c58d27;
	--svx-gold-hi: #d7a54b;
	--svx-text: #536581;
	--svx-bg: #f5f9ff;

	padding-block: clamp(3rem, 3.7vw, 4.2rem) clamp(3rem, 4vw, 4.5rem);
	overflow: clip;
	background:
		radial-gradient(900px 420px at 88% -4%, rgba(214, 230, 255, 0.55), transparent 70%),
		linear-gradient(180deg, #ffffff 0%, var(--svx-bg) 100%);
}

.svx__wrap {
	/* 1480px of content at the 1648px reference width (about 82px side padding). */
	max-width: calc(1480px + 2 * clamp(1.25rem, 5vw, 5.2rem));
	margin-inline: auto;
	padding-inline: clamp(1.25rem, 5vw, 5.2rem);
}

/* Row 1: heading left (~34%), featured card right (~66%) */
.svx__top {
	display: grid;
	grid-template-columns: minmax(0, 34fr) minmax(0, 66fr);
	gap: clamp(2rem, 5.5vw, 5.5rem);
	align-items: start;
}

.svx__eyebrow {
	display: flex;
	align-items: center;
	gap: 0.85rem;
	margin: 0 0 1.1rem;
	color: var(--svx-gold);
	font-size: 0.875rem;
	font-weight: 500;
	line-height: 1;
	letter-spacing: 1.5px;
	text-transform: uppercase;
}

.svx__eyebrow::before { content: ""; width: 2.4rem; height: 1.5px; background: var(--svx-gold); }

.svx__title {
	margin: 0 0 1.2rem;
	font-family: "Playfair Display", var(--sb-serif);
	font-size: clamp(2.2rem, 3.4vw, 3.75rem);
	font-weight: 700;
	line-height: 1.05;
	letter-spacing: -0.01em;
	color: var(--svx-navy);
	text-wrap: initial;
}

.svx__line { display: block; white-space: nowrap; }
.svx__gold { color: var(--svx-gold); }

.svx__lead {
	max-width: 30.5rem;
	margin: 0;
	color: var(--svx-text);
	font-size: clamp(1rem, 1.1vw, 1.125rem);
	line-height: 1.5;
}

/* Featured card */
.svx-feature {
	position: relative;
	display: flex;
	min-height: clamp(330px, 22vw, 380px);
	border-radius: 15px;
	overflow: hidden;
	color: #fff;
	background: linear-gradient(100deg, var(--svx-dark) 0%, #0a2557 55%, #12326c 100%);
	box-shadow: 0 34px 60px -30px rgba(7, 27, 64, 0.6), 0 10px 24px -12px rgba(7, 27, 64, 0.3);
}

.svx-feature__body {
	position: relative;
	z-index: 3;
	display: flex;
	flex-direction: column;
	align-items: flex-start;
	width: 52%;
	padding: clamp(1.4rem, 2vw, 2.1rem) 1rem clamp(1.4rem, 2vw, 2.1rem) clamp(1.6rem, 2.9vw, 2.9rem);
}

.svx-feature__icon { margin-bottom: 1rem; color: var(--svx-gold-hi); }
.svx-feature__icon .icon { width: 2.5rem; height: 2.5rem; stroke-width: 1.3; }

.svx-feature h3 {
	max-width: 14em;
	margin: 0 0 1rem;
	font-family: "Playfair Display", var(--sb-serif);
	font-size: clamp(1.55rem, 2.25vw, 2.35rem);
	font-weight: 600;
	line-height: 1.12;
	color: #fff;
}

.svx-feature__rule { width: 3.2rem; height: 2px; margin-bottom: 1.1rem; background: var(--svx-gold-hi); }

.svx-feature p {
	max-width: 25.5rem;
	margin: 0 0 1.35rem;
	color: rgba(255, 255, 255, 0.9);
	font-size: clamp(0.95rem, 1.05vw, 1.05rem);
	line-height: 1.6;
}

.svx-feature__btn {
	display: inline-flex;
	align-items: center;
	gap: 0.8rem;
	height: 48px;
	padding-inline: 1.7rem;
	border-radius: 8px;
	background: linear-gradient(180deg, #e2b562 0%, var(--svx-gold) 100%);
	box-shadow: 0 12px 22px -10px rgba(197, 141, 39, 0.75);
	color: var(--svx-navy);
	font-size: 0.98rem;
	font-weight: 600;
	text-decoration: none;
	transition: transform 0.2s ease, box-shadow 0.2s ease;
}

.svx-feature__btn:hover { transform: translateY(-2px); box-shadow: 0 16px 26px -10px rgba(197, 141, 39, 0.85); }
.svx-feature__btn .icon { width: 1.05rem; height: 1.05rem; transition: transform 0.2s ease; }
.svx-feature__btn:hover .icon { transform: translateX(3px); }

.svx-feature__media { position: absolute; top: 0; bottom: 0; left: 44%; right: 0; z-index: 1; }

.svx-feature__photo { position: absolute; inset: 0; overflow: hidden; clip-path: url(#svx-feat-clip); }
.svx-feature__photo img { width: 100%; height: 100%; object-fit: cover; object-position: var(--pos, 70% 38%); }

.svx-feature__photo::after {
	content: "";
	position: absolute;
	inset: 0;
	background: linear-gradient(90deg, rgba(6, 26, 53, 0.4), rgba(6, 26, 53, 0) 45%);
	pointer-events: none;
}

.svx-feature__ribbons {
	position: absolute;
	inset: 0;
	z-index: 2;
	width: 100%;
	height: 100%;
	overflow: visible;
	pointer-events: none;
}

.svx-feature__ribbons--m { display: none; }

.svx-rb { fill: none; vector-effect: non-scaling-stroke; stroke-linecap: round; }
.svx-rb--navy { stroke: #1a4486; stroke-opacity: 0.7; stroke-width: 30px; }
.svx-rb--light { stroke: rgba(255, 255, 255, 0.4); stroke-width: 7px; }
.svx-rb--gold { stroke: url(#svx-gold-fade); stroke-width: 1.5px; }

/* Row 2: four cards, 2 x 2 */
.svx__grid {
	display: grid;
	grid-template-columns: repeat(2, minmax(0, 1fr));
	gap: clamp(1.25rem, 1.9vw, 1.95rem);
	margin-top: clamp(1.4rem, 1.9vw, 1.9rem);
}

.svx-card {
	display: grid;
	grid-template-columns: clamp(3.4rem, 4.7vw, 4.75rem) minmax(0, 1fr) clamp(9.5rem, 30%, 14.5rem);
	align-items: center;
	gap: clamp(0.8rem, 1.4vw, 1.4rem);
	min-height: clamp(11.5rem, 12.6vw, 13rem);
	padding: 0.85rem 0.85rem 0.85rem clamp(1rem, 1.7vw, 1.7rem);
	border: 1px solid rgba(30, 80, 160, 0.06);
	border-radius: 15px;
	background: #fff;
	box-shadow: 0 14px 40px -20px rgba(34, 84, 170, 0.35), 0 2px 8px -2px rgba(34, 84, 170, 0.08);
}

.svx-card__icon {
	display: grid;
	place-items: center;
	width: 100%;
	max-width: 4.75rem;
	aspect-ratio: 1;
	border-radius: 16px;
}

.svx-card__icon .icon { width: 44%; height: 44%; stroke-width: 1.5; }
.svx-card__icon--blue { background: #eaf1fe; color: #2e6bd8; }
.svx-card__icon--gold { background: #fdf0db; color: #b9791a; }
.svx-card__icon--green { background: #e3f5ec; color: #1d8a5a; }
.svx-card__icon--purple { background: #eeeafd; color: #6a4fd3; }

.svx-card__text { min-width: 0; }

.svx-card__num {
	display: block;
	margin-bottom: 0.1rem;
	font-family: "Playfair Display", var(--sb-serif);
	font-size: 1.25rem;
	font-weight: 600;
	font-variant-numeric: lining-nums;
	line-height: 1.2;
	color: #dfbd78;
}

.svx-card h3 {
	margin: 0 0 0.45rem;
	font-family: "Playfair Display", var(--sb-serif);
	font-size: clamp(1.1rem, 1.35vw, 1.4rem);
	font-weight: 700;
	line-height: 1.2;
	color: var(--svx-navy);
}

.svx-card p {
	margin: 0 0 0.7rem;
	color: var(--svx-text);
	font-size: clamp(0.86rem, 0.9vw, 0.95rem);
	line-height: 1.5;
}

.svx-card__link {
	display: inline-flex;
	align-items: center;
	gap: 0.5rem;
	padding-bottom: 0.15rem;
	border-bottom: 1.5px solid rgba(86, 130, 220, 0.35);
	color: var(--svx-navy);
	font-size: 0.9rem;
	font-weight: 500;
	text-decoration: none;
	transition: border-color 0.2s ease;
}

.svx-card__link .icon { width: 0.95rem; height: 0.95rem; transition: transform 0.2s ease; }
.svx-card__link:hover { border-bottom-color: var(--svx-gold); }
.svx-card__link:hover .icon { transform: translateX(3px); }

.svx-feature__btn:focus-visible,
.svx-card__link:focus-visible { outline: 3px solid var(--svx-gold); outline-offset: 3px; }

/* Photo on the right, flush to the card's right and bottom edges, organic curved left edge. */
.svx-card__img {
	position: relative;
	align-self: stretch;
	min-height: 9.5rem;
	clip-path: url(#svx-card-clip);
}

.svx-card__img img { position: absolute; inset: 0; width: 100%; height: 100%; object-fit: cover; }

@media (max-width: 1279px) {
	.svx-card { grid-template-columns: 3.4rem minmax(0, 1fr) clamp(8.5rem, 28%, 12rem); }
}

@media (max-width: 1023px) {
	.svx__top { grid-template-columns: minmax(0, 1fr); gap: 2rem; }
	.svx__lead { max-width: 36rem; }
	.svx__grid { grid-template-columns: minmax(0, 1fr); }
	.svx-card { grid-template-columns: 4.25rem minmax(0, 1fr) clamp(9.5rem, 30%, 14rem); }
}

/* Featured card stacks: copy first, then the skyline with a curved top edge. */
@media (max-width: 767px) {
	.svx__line { white-space: normal; }

	.svx-feature { flex-direction: column; min-height: 0; }
	.svx-feature__body { width: auto; padding: 1.75rem 1.5rem 1rem; }
	.svx-feature__media { position: relative; left: auto; right: auto; height: clamp(210px, 56vw, 320px); }
	.svx-feature__photo { clip-path: url(#svx-feat-clip-m); }
	.svx-feature__photo img { object-position: var(--pos-m, 70% 40%); }
	.svx-feature__ribbons--d { display: none; }
	.svx-feature__ribbons--m { display: block; }
}

@media (max-width: 559px) {
	.svx-card {
		grid-template-columns: 3.5rem minmax(0, 1fr);
		align-items: start;
		padding: 1.1rem 1rem 1rem;
	}

	.svx-card__icon { align-self: start; }
	.svx-card__img { grid-column: 1 / -1; min-height: 11rem; margin: 0.4rem -0.15rem -0.15rem 0; }
}

.svx-rb--gold-m { stroke: #d7a54b; stroke-width: 1.5px; }

/* Banking ---------------------------------------------------------------- */
.banking {
	padding-block: var(--sb-section);
	background: var(--sb-navy);
	color: #d3dcea;
	overflow: clip;
}

.banking h2 { color: #fff; max-width: 40rem; }

.banking__grid {
	display: grid;
	grid-template-columns: minmax(0, 1.1fr) minmax(0, 0.9fr);
	gap: clamp(2.5rem, 6vw, 6rem);
	align-items: center;
}

.banking__lead { max-width: 34rem; font-size: 1.1rem; }

.banking__pillars {
	margin: 2rem 0 2.25rem;
	padding: 0;
	list-style: none;
	border-bottom: 1px solid rgba(255, 255, 255, 0.16);
}

.banking__pillars li {
	display: grid;
	grid-template-columns: 11.5rem 1fr;
	gap: 1.25rem;
	padding: 1.1rem 0;
	border-top: 1px solid rgba(255, 255, 255, 0.16);
}

.banking__pillars h3 { margin: 0; color: #fff; font-size: 1rem; }
.banking__pillars p { margin: 0; font-size: 0.95rem; }

.banking__note { margin: 1.5rem 0 0; max-width: 34rem; font-size: 0.85rem; color: #9fb0c8; }

.banking__visual { display: flex; justify-content: center; }

.docs { position: relative; width: min(100%, 26rem); aspect-ratio: 1 / 1.08; }

.docs__sheet {
	position: absolute;
	inset: 0;
	border-radius: 2px;
}

.docs__sheet--back { background: var(--sb-slate-dark); transform: rotate(-7deg) translate(-4%, 2%); }
.docs__sheet--mid { background: var(--sb-slate); transform: rotate(3.5deg) translate(3%, -1%); }

.docs__sheet--front {
	display: flex;
	flex-direction: column;
	padding: clamp(1.4rem, 3vw, 2.25rem);
	background: var(--sb-ivory);
	color: var(--sb-navy);
	box-shadow: 0 30px 60px -20px rgba(0, 0, 0, 0.55);
	border-top: 3px solid var(--sb-gold);
}

.docs__label {
	margin-bottom: 1.5rem;
	font-size: 0.72rem;
	font-weight: 600;
	letter-spacing: 0.16em;
	text-transform: uppercase;
	color: var(--sb-gold-dark);
}

.docs__sheet--front ul { margin: 0; padding: 0; list-style: none; }

.docs__sheet--front li {
	display: flex;
	align-items: center;
	gap: 0.85rem;
	padding: 0.95rem 0;
	border-bottom: 1px solid var(--sb-line);
	font-weight: 500;
	font-size: 0.95rem;
}

.docs__sheet--front li .icon {
	width: 1.5rem;
	height: 1.5rem;
	padding: 0.25rem;
	border-radius: 50%;
	background: var(--sb-navy);
	color: var(--sb-gold);
}

.docs__foot { margin: auto 0 0; padding-top: 1rem; font-size: 0.72rem; color: var(--sb-muted); }

@media (max-width: 959px) {
	.banking__grid { grid-template-columns: 1fr; }
	.banking__visual { order: -1; }
	.docs { width: min(100%, 22rem); }
}

@media (max-width: 599px) {
	.banking__pillars li { grid-template-columns: 1fr; gap: 0.25rem; }
}

/* Why SkyBiz ------------------------------------------------------------- */
.why__grid {
	display: grid;
	grid-template-columns: minmax(0, 0.9fr) minmax(0, 1.3fr);
	gap: clamp(2rem, 6vw, 6rem);
	align-items: start;
}

.why__intro { position: sticky; top: calc(var(--sb-header-h) + 2rem); }

.why__list {
	position: relative;
	margin: 0;
	padding: 0;
	list-style: none;
}

.why__list::before {
	content: "";
	position: absolute;
	top: 1.5rem;
	bottom: 1.5rem;
	left: 1.5rem;
	width: 1px;
	background: var(--sb-line);
}

.why__item {
	position: relative;
	display: flex;
	gap: 1.5rem;
	padding-bottom: 2.5rem;
}

.why__item:last-child { padding-bottom: 0; }
.why__icon {
	position: relative;
	z-index: 1;
	display: grid;
	place-items: center;
	width: 3rem;
	height: 3rem;
	flex-shrink: 0;
	border: 1px solid var(--sb-navy);
	border-radius: 50%;
	background: var(--sb-ivory);
	color: var(--sb-navy);
}

.why__icon .icon { width: 1.4rem; height: 1.4rem; }
.why__item h3 { margin-bottom: 0.35rem; font-size: 1.2rem; }
.why__item p { margin: 0; max-width: 30rem; color: var(--sb-muted); }

.why__icon { box-shadow: 0 0 0 6px var(--sb-ivory); }

@media (max-width: 959px) {
	.why__grid { grid-template-columns: 1fr; }
	.why__intro { position: static; }
}

/* Process ---------------------------------------------------------------- */
.steps {
	display: grid;
	grid-template-columns: repeat(4, minmax(0, 1fr));
	gap: 2rem;
	margin: 0;
	padding: 0;
	list-style: none;
}

.step { position: relative; padding-top: 2.25rem; border-top: 1px solid var(--sb-navy); }

.step::before {
	content: "";
	position: absolute;
	top: -5px;
	left: 0;
	width: 9px;
	height: 9px;
	background: var(--sb-gold);
}

.step__num {
	display: block;
	margin-bottom: 1.25rem;
	font-family: var(--sb-serif);
	font-size: clamp(2.5rem, 4vw, 3.5rem);
	line-height: 1;
	letter-spacing: -0.02em;
	color: var(--sb-navy);
}

.step p { margin: 0; color: var(--sb-muted); }

@media (max-width: 959px) {
	.steps {
		grid-template-columns: 1fr;
		gap: 0;
		padding-left: 2rem;
		border-left: 1px solid var(--sb-navy);
	}

	.step { padding: 0 0 2.5rem; border-top: 0; }
	.step:last-child { padding-bottom: 0; }
	.step::before { top: 0.6rem; left: calc(-2rem - 5px); }
	.step__num { font-size: 2.25rem; margin-bottom: 0.5rem; }
}

/* About ------------------------------------------------------------------ */
.about__grid {
	display: grid;
	grid-template-columns: minmax(0, 0.95fr) minmax(0, 1.05fr);
	gap: clamp(2rem, 6vw, 6rem);
	align-items: center;
}

.about__media { position: relative; margin: 0; padding: 0 2rem 2rem 0; }

.about__block {
	position: absolute;
	right: 0;
	bottom: 0;
	width: 62%;
	height: 62%;
	background: var(--sb-navy);
}

.about__media img {
	position: relative;
	width: 100%;
	aspect-ratio: 1 / 1;
	object-fit: cover;
	object-position: 55% 40%;
	box-shadow: var(--sb-shadow);
}

.about__copy p { color: var(--sb-muted); max-width: 34rem; }

.check-list { margin: 1.5rem 0 2.25rem; padding: 0; list-style: none; }

.check-list li {
	display: flex;
	gap: 0.85rem;
	align-items: flex-start;
	padding: 0.7rem 0;
	border-top: 1px solid var(--sb-line);
	font-weight: 500;
}

.check-list li:last-child { border-bottom: 1px solid var(--sb-line); }
.check-list .icon { width: 1.25rem; height: 1.25rem; margin-top: 0.2rem; color: var(--sb-gold-dark); }

@media (max-width: 959px) {
	.about__grid { grid-template-columns: 1fr; }
	.about__media { max-width: 30rem; }
}

/* Consultation ----------------------------------------------------------- */
.consultation { background: var(--sb-navy); color: #d3dcea; }
.consultation h2 { color: #fff; max-width: 32rem; }
.consultation__copy p { max-width: 30rem; font-size: 1.05rem; }

.consultation__grid {
	display: grid;
	grid-template-columns: minmax(0, 0.85fr) minmax(0, 1.15fr);
	gap: clamp(2rem, 6vw, 6rem);
	align-items: start;
}

.check-list--light li { color: #fff; border-color: rgba(255, 255, 255, 0.16); }
.check-list--light li:last-child { border-bottom-color: rgba(255, 255, 255, 0.16); }
.check-list--light .icon { color: var(--sb-gold); }

.consultation__card {
	padding: clamp(1.5rem, 3.5vw, 2.75rem);
	background: var(--sb-white);
	color: var(--sb-text);
	border-top: 3px solid var(--sb-gold);
	box-shadow: 0 30px 70px -30px rgba(0, 0, 0, 0.6);
}

.form-notice {
	margin-bottom: 1.5rem;
	padding: 0.95rem 1.1rem;
	border-left: 3px solid;
	font-size: 0.93rem;
}

.form-notice--success { background: #eaf5ee; border-color: #2e7d4f; color: #14532d; }
.form-notice--error { background: #fdeeee; border-color: #b3261e; color: #7a1712; }
.form-notice--setup { background: var(--sb-ivory); border-color: var(--sb-gold-dark); color: var(--sb-text); }

.field { margin-bottom: 1.15rem; }

.field-row {
	display: grid;
	grid-template-columns: repeat(2, minmax(0, 1fr));
	gap: 0 1.25rem;
}

.field label {
	display: block;
	margin-bottom: 0.4rem;
	font-size: 0.85rem;
	font-weight: 600;
	color: var(--sb-navy);
}

.field__opt { font-weight: 400; color: var(--sb-muted); }
.field__hint { display: block; margin-top: 0.3rem; font-size: 0.78rem; color: var(--sb-muted); }

.field input[type="text"],
.field input[type="email"],
.field input[type="tel"],
.field select,
.field textarea {
	width: 100%;
	padding: 0.85rem 0.95rem;
	border: 1px solid #b9c5d6;
	border-radius: 2px;
	background: var(--sb-white);
	color: var(--sb-text);
	font: inherit;
	font-size: 1rem;
}

.field textarea { resize: vertical; min-height: 7rem; }

.field input:focus,
.field select:focus,
.field textarea:focus { border-color: var(--sb-navy); }

.field input:user-invalid,
.field select:user-invalid { border-color: #b3261e; }

.field--check { display: flex; gap: 0.75rem; align-items: flex-start; }
.field--check input { width: 1.15rem; height: 1.15rem; margin-top: 0.25rem; accent-color: var(--sb-navy); flex-shrink: 0; }
.field--check label { margin: 0; font-weight: 400; font-size: 0.9rem; color: var(--sb-text); }

.form__trap {
	position: absolute;
	left: -9999px;
	width: 1px;
	height: 1px;
	overflow: hidden;
}

.form__privacy { margin: 1rem 0 0; font-size: 0.8rem; color: var(--sb-muted); }

@media (max-width: 959px) {
	.consultation__grid { grid-template-columns: 1fr; }
}

@media (max-width: 599px) {
	.field-row { grid-template-columns: 1fr; }
}

/* FAQ -------------------------------------------------------------------- */
.faq__grid {
	display: grid;
	grid-template-columns: minmax(0, 0.8fr) minmax(0, 1.4fr);
	gap: clamp(2rem, 6vw, 6rem);
	align-items: start;
}

.faq__intro { position: sticky; top: calc(var(--sb-header-h) + 2rem); }
.faq__intro p { color: var(--sb-muted); max-width: 24rem; }

.faq__item { border-top: 1px solid var(--sb-line); }
.faq__item:last-child { border-bottom: 1px solid var(--sb-line); }
.faq__item h3 { margin: 0; }

.faq__button {
	display: flex;
	align-items: center;
	justify-content: space-between;
	gap: 1.5rem;
	width: 100%;
	padding: 1.35rem 0;
	border: 0;
	background: transparent;
	color: var(--sb-navy);
	font: 600 1.05rem/1.4 var(--sb-sans);
	text-align: left;
	cursor: pointer;
}

.faq__button:hover { color: var(--sb-gold-dark); }

.faq__button .icon { width: 1.25rem; height: 1.25rem; transition: transform 0.2s ease; }
.faq__button[aria-expanded="true"] .icon { transform: rotate(45deg); }

.faq__panel { padding: 0 3rem 1.5rem 0; }
.faq__panel[hidden] { display: none; }
.faq__panel p { margin: 0; color: var(--sb-muted); }

@media (max-width: 959px) {
	.faq__grid { grid-template-columns: 1fr; }
	.faq__intro { position: static; }
	.faq__panel { padding-right: 0; }
}

/* Generic pages and posts ------------------------------------------------ */
.content-area { padding-block: 3rem; }
.page-title,
.entry-title { margin-bottom: 1.5rem; }

/* Motion preferences ----------------------------------------------------- */
@media (prefers-reduced-motion: reduce) {
	html { scroll-behavior: auto; }
	*, *::before, *::after { transition: none !important; animation: none !important; }
}